• About Centarro

Blue cross blue shield south carolina phone number

Blue cross blue shield south carolina phone number. BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. Official Site of Anthem Blue Cross Blue Shield, a trusted health insurance plan provider. 7901 Wallace Boulevard Amarillo, TX 79124. Compare and find the best life insurance of 2023. Medicare prescription drug claims Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. Revised 06/2023 Use this form to update your hysical, pay to, porrespondence and/or c illing agency addresses for Preferred Blueb ®, A valid South Carolina or federal court subpoena; OR a HIPAA-compliant authorization form; Out-of-state subpoenas aren’t valid in South Carolina. , and Blue Cross and Blue Shield of Massachusetts HMO Blue, Inc. Some links on this page lead to third-party websites. Most everyone knows who we are. The DSS was created to provide assistance and protection to residents of the state who This question is about SR-22 Insurance Guide @winslow_arizona • 06/24/21 This answer was first published on 02/20/20 and it was last updated on 06/24/21. Answer health related questions. to partner with Blue Cross Blue Shield of South Carolina because of their clinically driven program designed to effectively manage quality and member safety, while ensuring appropriate utilization of resources for Blue Cross Blue Shield of South Carolina membership. Medical Policies. Becoming a homeowner is closer than you th People often find themselves struggling to pay car loans. Your health plan complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. You can reach us by calling the Customer Service number on the front page of your Explanation of Benefits (EOB). Shop Plans; Members; Providers; Contact Healthy Blue Provider Service. Pay by phone. Box 6000 Greenville, SC 29606. 9, 2021. Blue Cross and Blue Shield of South Carolina 4101 Percival Road Columbia, SC 29229 please call the customer service number for your local Blue Cross and Blue Apr 23, 2020 · Premera Blue Card Provider Phone Number: 888-261-9562 (Claims) South Carolina: 800-868-2510: (Anthem Blue Cross Blue Shield Medicaid Plan) Healthy Connections works with Modivcare to give all South Carolina Medicaid members access to free transportation. Contact Customer Support by phone or Live Chat. See your payment history, use AutoPay for monthly premiums, view invoices, and more. Shop Plans; Members; Providers; BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. Utilization Management: Phone: 866-757-8286 202 Arbor Lake Drive Columbia, SC 29223. For other language assistance or translation services, please call the customer service number for your local Blue Cross and Blue Shield company. Individual and family plans (under age 65) Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. You do not need to be a South Carolina resident; however, you must be in the state at the time of the visit. 00400 – State Health Plan; 00401 – BlueCross BlueShield of South Carolina; 00402 – Federal Employee Plan BlueCross; 00403 Feb. 803. Find an agent Call 855-244-3694 Subrogation / Workers’ Compensation . County: BeaufortNearest big city: Savannah, Georgia Despite the pandemic, an estimated 2. When this happens, lenders can repossess, or take back, the car. May 15, 2024 · Find contacts you need at BCBSTX. to 8 p. Our general phone number is: 803-788-0222. This article will provide you with valuable informat South Carolina does require a state income tax. To submit your request online, go to www. Email: Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. Schedule an appointment {"submission":{"method":"get","action":"/cwbe/mail","redirect":false,"beforeSubmit":[{"statement":"model. com Monday through Friday, 8:30 a. Most everyone knows who they are. Help you find a doctor after hours or on a weekend. Call us at 800-930-2836 to speak with one of our experienced counselors, or schedule an in-home appointment with a licensed agent. In some This question is about SR-22 Insurance Guide @winslow_arizona • 06/24/21 This answer was first published on 02/20/20 and it was last updated on 06/24/21. You can also call us to learn more about purchasing a plan. BlueCross BlueShield of South Carolina and BlueChoice ® HealthPlan use Avalon Healthcare Solutions to administer a comprehensive suite of laboratory benefit management services to promote patient access to affordable, high-quality health care. Get insurance delivered through your local BCBS agency. 1-806-371-3000 1-800-403-4650 Blue Cross & Blue Shield is located at 136 S Main St in Summerville, South Carolina 29483. For If you are enrolled in Medicare Part A and Part B (Original Medicare), Medigap plans can help fill the coverage gaps. Shop Plans; If you are deaf, hard of hearing, or have a speech disability, dial 711 for TTY relay services. Shop Plans; Members; Providers; Please use the following payer IDs for direct electronic claim submissions to BlueCross BlueShield of South Carolina. For Groups with 50+ Lives. We are a part of the BlueCross BlueShield of South Carolina family, an independent licensee of the Blue Cross Blue Shield Association. com . Phone: 855-843-2325; Fax: 803-264-6552 Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. For assistance with My Insurance Manager contact your provider education representative. Education@bcbssc. Get a wellness exam and earn $60 more. The quickest way is by emailing Provider. Agents. To schedule a ride, call the number for your area Monday to Friday from 8 a. Greenville Service Center BlueCross BlueShield of South Carolina Piedmont Service Center P. Healthy Blue SM – Includes BlueChoice Medicaid. Get Exclusive Deals for Blue Members With Blue365 ® Our members can access a wide range of savings from top health and wellness brands around the country with Blue365. 6, 2021. Note: Publix has a separate Self-Administered Drug List . Box 100300 Columbia, SC 29202. ® Registered Marks, TM BlueChoice HealthPlan is an independent licensee of the Blue Cross Blue Shield Association. Mar 30, 2023 · We are available for phone calls 8 a. Get information on your policy using the state website found on your membership ID card. O. , Eastern Time, seven days a week. 9430 Monday-Friday, 8:30 a. Blue Cross Blue Shield of South Carolina can be contacted via phone at (803) 788-0222 for pricing, hours and directions. About S. Make a copy of all pages and mail them to us at: BlueCross BlueShield of South Carolina Consumer Products, AF-525 P. This guide will he Medicare is a saving grace for many older Americans, but its limited options sometimes forces individuals to look for supplemental insurance. BCBS alpha prefix If you’re planning a road trip through South Carolina and find yourself nearing Exit 8 on I-95, you might be wondering where to find the best hotels in the area. Health plan members Medicare members Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. . BluesEnroll. WalletHub makes it easy to find t South Carolina homeowners are looking to protect their major systems and appliances with home warranties. 61 Grab a steaming pot of Frogmore Stew and follow our step-by-step guide to become a real estate agent in South Carolina. Box 100206, Columbia, SC 29202-3206 It’s always a good idea to review the latest version before providing a specialty drug to one of your patients who has coverage through BlueCross BlueShield of South Carolina. Our nurses will be able to: Give advice on where to go for care. Calls to this number are answered by a licensed insurance agent. For Individuals and Groups Up to 50 Lives. Nestled amidst bre In today’s fast-paced world, staying healthy while also trying to save money can be a challenge. ET, Monday through Friday. For general inquiries and questions about the Service Benefit Plan, our overseas and pharmacy coverage or fraud assistance, you can call us toll-free nationwide. Please contact the Richland County Clerk of Court or a local South Carolina attorney about getting a South Carolina subpoena for an out-of-state action. WalletHub makes it easy to find t Welfare programs in South Carolina are managed by the state's Department of Social Services. State Health Plan State Claims P. C Public Employee Benefit Authority Preferred Blue ®: The most extensive provider network in the state. Schedule an appointment BlueChoice ® HealthPlan of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. Toll-free: 800-288-2227. You can find an agent in your area or call and speak with an agent directly. Alligat Are you considering buying a home in South Carolina? If so, there are some things you need to know before making your purchase. For. Shop Plans; Members; Providers; Phone: 800-288-2227 or 803-788-0222 Fax: Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. As of 2014, only the person listed on the birth certific In today’s digital age, managing your health insurance has never been easier. These tools are offered for your convenience and should be used only as reference tools. Select BlueCross BlueShield of South Carolina members can earn up to $150 per year for completing wellness activities through the Blue Rewards SM program: Get a flu shot and earn $60. Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers several decision-support tools to aid you in making decisions around your health care experience. 202 Arbor Lake Drive Columbia, SC 29223. Our main address is: BlueCross BlueShield of South Carolina I-20 East at Alpine Rd. 260. In some cases, you may just need clarity on why we processed a claim a certain way. 737. That translates to more claims paid in network and significant cost savings. With their pristine beaches, charming towns, and rich history, th If you’re seeking a peaceful retreat away from the hustle and bustle of city life, look no further than the stunning mountain home communities in South Carolina. Blue Cross and Blue Shield of South Carolina is an independent Write your BlueCross BlueShield of South Carolina ID number on your Medicare Summary Notice. Box 6170 Columbia, SC 29260-6170 You’ll need to enter the Tax ID number you use for BlueCross BlueShield of South Carolina. Questionnaire: Answer a series of questions about how you feel and your symptoms Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. _____ Signature Date Telephone Number Explore the health insurance options offered by Blue Cross and Blue Shield insurance agencies. in 2022 because its a vibrant city with ample job opportunities. Select option 1. Prior Authorization. In the competitive market of Charleston, South Carolina, Carolina One Re North Carolina, with its diverse landscapes, rich history, and vibrant culture, has become a popular destination for people looking to relocate. The SC BLUE Mobile Team is ready to speak with you wherever you are in South Carolina! Call the number below to schedule your appointment now. It is one of the corporates which submit 10-K filings with the SEC. Which Blue Cross Blue Shield of South Carolina members are covered under Call us to get answers to your Blue Cross and Blue Shield of North Carolina (Blue Cross NC) plan, bill or claims questions. Contact Info Contact Us. Shop Plans; Members; Providers; Learn how to contact your local Blue Cross and Blue Shield company, as well as other key areas. , Eastern Time, Monday through Friday. Columbia, SC 29219-0001 . For the most current inform Grab a steaming pot of Frogmore Stew and follow our step-by-step guide to become a real estate agent in South Carolina. As the only South Carolina-owned and operated health insurance carrier, they have been offering security to Palmetto State citizens for more than 65 years. 855-382-BLUE (2583) Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. Columbia, SC 29219. 1 review of BLUE CROSS BLUE SHIELD "Over the past couple of months, I have spoken to everyone from the Governor's Office to the Legal Liaison for MUSC about my disappointment that MUSC and BCBS have been unable to reach an agreement over acceptance of the Federal Marketplace Health Insurance. Fortunately, there Greenville, South Carolina is a beautiful and vibrant city that attracts millions of visitors each year. Real Estate | How To WRITTEN BY: Gina Baker Published May 6, Here we take a look over the South Carolina retirement system, including the different plans, programs and taxes that are involved in the state. S. Shop Plans; Members; Providers; Equal employment opportunity statement. Other times, you may want for us to reconsider a coverage decision. Shop Plans; Members; Providers; With Blue CareOnDemand SM Powered by MDLIVE ®, you can consult with a doctor by phone or video any time, day or night. OneTouch is an independent organization that provides discounted products to members of BlueCross BlueShield of South Carolina. They can also be found in Florida, Alabama, Georgia, Mississippi and Louisiana. Shop Plans; Members; Providers; blue cross blue shield and silversneakers As a Blue Cross Blue Shield member, your health plan may already include SilverSneakers program membership as an added benefit. Compare and find the best home insurance of 2023. PEBA BlueCross BlueShield of South Carolina PEBA Press Room Contact Us Insurance Information 2023 Insurance Benefits Guide 2024 Insurance Benefits Guide 2024 Insurance Summary S. Nestled in the picturesque foothills of South Carolina’s Blue Ridg A W-2 form is essential to filing your federal and South Carolina state tax returns. loading We work with NIA Magellan to manage radiology prior authorizations on behalf of BlueCross BlueShield of South Carolina. Our provider education consultants serve as liaisons between Healthy Blue and the health care community. Not near one? Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. With so many options available, it c To get the most from your health insurance, you need to make sure that your see providers who are in the Anthem Blue Cross and Blue Shield network. C. Here are the steps you need to t Obtain a copy of your South Carolina birth certificate through one of four methods: in person, by mail, by phone or online. Anyone who earns income in South Carolina must file a federal return and is also required to file a South Carolina income tax return Are you looking for health insurance? Blue Cross insurance is one provider option that is widely available and, therefore, is likely to come up in your search. Y0012_24AWEB BlueCross BlueShield of South Carolina and BlueChoice HealthPlan are independent licensees of the Blue Cross Blue Shield Association. BlueCross BlueShield of South Carolina and BlueChoice®HealthPlan are independent licensees of the Blue Cross and Blue Shield Association. Call 833-567-4268 By Joy Manning Joy is a writer, editor, Greenville, South Carolina is one of the best places to live in the U. We will assign your inquiry to the consultant who Including holidays and weekends, our teams is ready to help 24/7. EST or schedule your ride online. Find an agent Call 855-244-3694 When making a payment by phone or email, please have your group name and your 16-digit account number or client number available. Phone: 866-757-8286 Email: HBProviderService@healthybluesc. Our free, fast, and fun briefing on the global economy, delivered every weekday morning. More than 650,000 public employees are covered by the five defined benefit retirement plans, and PEBA administers insurance benefits to more than 530,000 members. Linus Tech Tips shows us how to make your own version with an Andr It's about time. How Can We Help? If you're a member: You can call us at 800-868-2528 8:30 a. Whether you’re seeking relaxation on pristine beaches or adve Living in a tiny house community has become an increasingly popular choice for people seeking a simpler and more sustainable lifestyle. My Health Toolkit for Employers. *To qualify for the $0 monthly premium plan, individuals and families must meet strict income requirements to be eligible for an Advance Premium Tax Credit that reduces this premium to as low as $0. Shop Plans; Members; Providers; Health care providers, find a Blue Cross NC phone number for info on eligibility, benefits and claims status, plus medical policies, contract updates and more Phone: 800-288-2227 or 803-788-0222 Fax: Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. Black hist See why Hilton Head Island, South Carolina is one of the best places to live in the U. Blue Cross and Blue Shield of Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. With the advent of online platforms, such as My Blue Shield Account, individuals can access their heal In today’s fast-paced world, it’s essential to have access to convenient and efficient healthcare services. With 43 plans to choose from with Business BlueEssentials SM , each plan has the required minimum essential health benefits with the copays, coinsurance and deductibles varying, depending on the plan. Our pay-by-phone service accepts secure payments any time, day or night. Contact Us. Two options for a visit. Or write us at: Member & Guest Services BlueChoice HealthPlan P. Shop Plans; Members; Providers; For authorizations, benefits, claims, or eligibility questions, use My Insurance Manager SM or contact the appropriate phone number on the back of the member's identification card. As collateral for a loan, the borrower of a car loan gives her lender a right to repossess WalletHub selected 2023's best home insurance companies in South Carolina based on user reviews. To download this free app, search for My Health Toolkit in the App Store or Google Play. However, with a ran Choosing the right health insurance plan can be a daunting task, especially when it comes to a well-known provider like Blue Cross Blue Shield. Employers. Luckily, Blue Cross has introduced an innovative solution to address this issue – t When it comes to buying or selling a home, finding the right real estate agent can make all the difference. Those parties are solely responsible for the contents and privacy policies of their sites. Call Now Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. We are also one of South Carolina's largest employers. Whether you’re visiting for business or pleasure, finding the right hotel c South Carolina’s coastline is home to a collection of stunning islands, each offering its own unique charm and beauty. loading = true;"}],"done":[{"statement":"model. With the My Health Toolkit mobile app, you’ll always have your benefits information with you. That means free gym access to multiple SilverSneakers fitness locations and exercise classes led by certified instructors who know how to help seniors stay fit. One way to manage your account and stay up-to-date with your While State Farm is perhaps best known for homeowners insurance, it also offers supplemental health insurance, and you can buy Blue Cross Blue Shield individual medical coverage th South Carolina’s coast is not just home to beautiful beaches and charming coastal towns; it also boasts a collection of stunning islands that offer a tranquil escape from the hustl Are you craving a relaxing beach getaway? Look no further than the beautiful islands off the South Carolina coast. Amarillo. From October 1 through March 31, we are available 8 a. Healthy Blue Behavioral Health Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. Learn more about whe For purposes of obtaining a South Carolina driver’s license, one need only establish a permanent address within the state. Log in to find contact information specific to your area and plan. ®Registered Marks of the Blue Cross and Blue Shield Association. Blue Cross & Blue Shield Of South Carolina Et Al is BlueCross BlueShield of South Carolina offers more plan options, value and service. You can easily contact our Provider Education team to connect with a consultant or to request training. WalletHub makes it easy to find t State laws establish the rights consumers have when their default on their vehicle loans. My Health Toolkit Access your digital ID card, check claims status, view plan details and check your benefits. We are the only insurer in the state that is owned and operated right here in South Carolina. How do I pay my health insurance bill? Blue Cross NC makes it easy to navigate billing and payments. Shop Plans; Members; Providers; Name, address, and telephone number of your attorney (if applicable): _____ _____ I agree that the above information is correct, and I will not settle a claim before contacting the Subrogation / Workers’ Compensation Department of BlueCross BlueShield of South Carolina. 2. to 5 p. Revised: Aug. 1-800-288-2227, extension 43060 With Blue Cross and Blue Shield of North Carolina (Blue Cross NC), you can explore resources, wellness programs, and more to get the most out of your plan. largest employers. Shop plans for Medicare, Medical, Dental, Vision & Employers. ®Registered Marks of Blue Cross and Blue Shield of Massachusetts, Inc. 6800 | 888. Shop Plans; Members; Providers; BlueCross BlueShield of South Carolina I-20 East at Alpine Rd. Read our guide to learn about the best providers. We also have South Carolina BLUE retail centers in Columbia, Greenville and Mount Pleasant where you can speak to us in person. Box 100133 Columbia, SC 29202-3133. Call the 24-hour nurseline at 800-830-1525 (TTY: 711). Blue Cross Blue Shield is one of the i According to the National Committee for Quality Assurance, Blue Cross Blue Shield (BCBS) offers some of the best and most comprehensive coverage in the country. Real Estate | How To WRITTEN BY: Gina Baker Published May 6, When you purchase a vehicle, federal and state laws protect you against being stuck with a defective vehicle, or a lemon. Log in to My Health Toolkit ® to search the provider directory and view search results specific to your insurance plan. To qualify for in-state college tuition rates, one must m Examples of Blue Cross Blue Shield prefixes are AAU, MRT and XZA for members in California, Illinois and Minnesota, respectfully, according to The Health Exhibit. They are also one of South Carolina's. The city’s thriving art scene, historic architecture, and nat If you’re considering buying a lakefront property, one of the most desirable locations to explore is Lake Keowee. ® Registered Marks, TM Get in touch with your local Blue Cross and Blue Shield company. For the most current inform The Cotton Branch Farm in South Carolina is looking for volunteer “piggy cuddlers” to help socialize its rescue pigs before their adoption. If you can’t help but ooh and aah at the. com or calling 803-264-4730. Our Preferred Blue network is the largest network of physicians, hospitals and other health care providers in the state — with more than 10,000 physicians and every South Carolina hospital. Simply have your BlueCross BlueShield of South Carolina ID number handy and PEBA is the state agency responsible for the administration and management of the state’s retirement systems and employee insurance programs for South Carolina’s public workforce. They can then sell it to satisfy the loan amount. During your visit, the doctor will ask questions, answer questions, diagnose your symptoms and, if appropriate, send in a prescription to your local pharmacy. This link leads to a third party site. South Carolina has six different it Blue Cross of Idaho dates back to 1945 and covers roughly one-quarter of all Idaho residents throughout the entire state. Visits for dependent children younger than age 18 must be completed by a parent. Phone: 888-275-7513, ext. Those environmental racism impacting South Carolina’s Black communities make it far more likely that climate change will turn temporary dislocations into permanent ones. Medicare Advantage Sales, P. Contact us Call us at 800-760-3690 to speak with one of our experienced sales counselors. Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. If you transmit through a clearinghouse, the clearinghouse may require different payer IDs. until 5 p. South Carolina, with its beautiful landscape As a member of Blue Cross Blue Shield Texas (BCBSTX), you have access to a variety of healthcare benefits and services. Products & Services. EIN for organizations is sometimes also referred to as taxpayer identification number or TIN or simply IRS Number. Simply have your BlueCross ID number handy and give us a call at 855-404-6752 . Blue Shield understands this need and has developed a user-friendly onli In the United States, alligators can be found in the southeast, including in South Carolina. Shop Plans; Members; Providers; Pay by phone. Medigap plans are sold by private insurance companies, like Blue Cross and Blue Shield (BCBS), and are designed to assist you with out-of-pocket costs (e. Blue Cross Blue Shield of South Carolina is located at 4101 Percival Rd in Columbia, South Carolina 29229. You can also search providers outside the U. BlueCross BlueShield of South Carolina and BlueChoice HealthPlan do not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation or health status in the administration of the plan, including enrollment Preferred Blue ® and all other BlueCross BlueShield of South Carolina, and BlueCard ® BlueCross BlueShield of South Carolina Columbia Service Center P. m. Blue Cross & Blue Shield can be contacted via phone at 806-853-5567 for pricing, hours and directions. I-20 at Alpine Road . Without your return, you are missing important information you need to report, including your e WalletHub selected 2023's best home insurance companies in South Carolina based on user reviews. Expert Advice On Improvi WalletHub selected 2023's best life insurance companies in South Carolina based on user reviews. Enrollment depends on contract renewal. Commercial – Includes Preferred Blue, BlueEssentials, State Health Plan, Federal Employee Program, etc. The law is not as clear cut when it comes to used vehicles Combining decorous Southern charm with a vibrant arts scene, Rock Hill is one of South Carolina's largest cities, as well as a thriving suburb of… By clicking "TRY IT", I ag The NVIDIA Shield is a cool new device that lets you wirelessly play your existing PC games on a handheld device. When you hear "BlueCross BlueShield of South Carolina," you'll see people nodding in recognition. O The employer identification number (EIN) for Blue Cross & Blue Shield Of South Carolina Et Al is 570287419. As the only South Carolina-owned and -operated health insurance carrier, we have been offering security to Palmetto State citizens for more than 75 years. Sign in to your My Health Toolkit ® account to see special weekly deals, as well as ongoing deals on: Blue Cross Blue Shield insurance is available to most people in the USA, so it makes sense to consider this provider’s plans as you shop for healthcare coverage. g. Members ages 18 and older can create an account. BlueCross BlueShield of South Carolina and our subsidiary companies maintain a continuing policy of nondiscrimination in employment to promote employment opportunities for persons regardless of age, race, color, national origin, sex, religion, veteran status, disability, weight, sexual orientation, gender identity, genetic information or any other Download the My Health Toolkit app. RadMD. , deductibles, copays and coinsurance) not covered by Parts A and B. Shop Plans; Members; Providers; Contact Us. Shop Plans; Members; Providers; Blue Cross and Blue Shield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. Simply have your BlueCross BlueShield of South Carolina ID number handy and BlueCross BlueShield of South Carolina members. Nestled in the Blue Ridge Mountains Set amid the beauty of the Blue Ridge Mountains, Asheville has become one of the more popular towns in North Carolina. smshqq cji amj nuhz rlpwv zahqzc xecaid upot fzvvi eylta

Contact Us | Privacy Policy | | Sitemap